There is a view that risk management and compliance are just cost centres within businesses. How about we change our perspective and look at risk as a facilitator, like an enzyme?

So often, still, even now, leadership is still predominant from the top down. The human body doesn't do this, so why should organisations?

The role of a compliance officer has come along way since 1999, when I first started. I was a regulator at that point, heaven forbid! The last few months have seen an accelerated shift, and this towards a much broader, but more complex compliance environment. What to do?

As businesses we often carry capital. But capital can weigh us down. The body does not store huge amounts of capital, but it can produce it when needed, on demand.